360 ONE Mutual Fund Launches Multi‑Asset Allocation Fund: A Comprehensive Overview
What’s New?
360 ONE Asset has introduced the 360 ONE Multi Asset Allocation Fund, an open-ended hybrid mutual fund that aims to balance long-term growth and stability across multiple asset classes. Its New Fund Offer (NFO) runs from July 30 to August 13, 2025.
Investment Strategy & Allocation
The fund combines:
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Equity (15%–35%): For capital growth,
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Debt instruments (25%–50%): For income stability,
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Commodities (25%–40%): Gold and silver acts as an inflation hedge,
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REITs & InvITs: Exposure to real estate and infrastructure assets like REITs and InvITs to enhance diversification and income potential.
Fund Management Team
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Mayur Patel oversees the equity component—CA & CFA credentialed with experience across DSP BlackRock and Spark Capital.
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Milan Mody manages the debt portion—equipped with a B.Com & MBA and experience in ITI MF, Sahara India Life.
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Rahul Khetawat manages commodities—an M.Com & PGDM graduate with prior experience at Edelweiss and Marwadi Share
Benchmarks & Risk Profile
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The fund is benchmarked to a composite index: 25% BSE 500 TRI, 45% NIFTY Composite Debt Index, and 30% domestic gold and silver prices.
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Rated as a High-risk product suited for investors with an appetite for volatility but seeking better return potential than pure debt instruments
Key Launch Details
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NFO Period: July 30 – August 13, 2025 (NFO opens today, closes August 13).
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Minimum investment: ₹1,000 (lumpsum or SIP), in multiples of ₹1.
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Exit Load: A 1% fee applies if redemption of units exceeds 10% within 12 months; no load after one year
Why This Fund, Now?
In today’s volatile global environment—marked by geopolitical shifts, currency swings, and market uncertainty—this fund addresses the growing need for strategic diversification.
By investing across multiple asset classes that often have low or negative correlation, the fund offers the potential for smoother returns over the long term.
Who Should Consider This NFO?
The fund may appeal to:
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Mid- to long-term investors (3–5+ years) seeking wealth-building with moderate risk.
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Those looking to go beyond debt-only returns without fully committing to pure equity.
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Investors hoping to leverage the benefits of commodities, real estate, and fixed income in one product.
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Individuals who want active portfolio management to navigate uncertain periods.
Things to Keep in Mind
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Past performance is not available; this is a New Fund Offer.
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Like all equity-oriented or hybrid schemes, it carries capital risk and is subject to market cycles. Returns are not guaranteed.
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The exit load structure may deter short-term investors—especially those redeeming more than 10% within 12 months.
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Always review the Scheme Information Document (SID) and consult a financial advisor to assess suitability.
Final Thoughts
The 360 ONE Multi Asset Allocation Fund presents an attractive proposition for investors looking to diversify across equity, fixed income, precious metals, and real assets like REITs—all under one actively managed portfolio. With a low minimum entry point and flexible plans (Growth and IDCW), it caters to both SIP and lump sum investors.
If you're building a resilient portfolio to withstand market ups and downs, while aiming for reasonable growth and income potential, this fund's launch is worth considering.
