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Property Cards in India!!

"Property Cards in India: What They Are and Why You Absolutely Need One"

A property card, also known as a land ownership certificate, is a crucial legal document that establishes ownership and provides comprehensive details about a property. In India, these cards are issued by the Land Revenue Department of respective states and are instrumental in ensuring transparency and security in property transactions.


What is a Property Card?

A property card is an official document that records vital information about a property, including:

  • Owner’s Information: Names of all property owners, their relations (father’s/husband’s name), and type of ownership.

  • Property Identification Details: City survey number (CTS number), plot or house number, ward or zone number, and location.

  • Land and Property Description: Total area, built-up area, type of land use, and survey boundaries or map sketch.

  • Ownership History: Details of previous owners, transfer records, date of last mutation, and sale deed references.

  • Encumbrance & Charges: Information on mortgages, loans, legal disputes, or government acquisition notifications.

  • Taxes & Dues: Property tax assessment numbers, pending dues, and latest tax payment references.

  • Zoning or Land Use Permissions: Zoning classifications, land use changes, and building permissions.

  • Mutation & Transactions Records: Details of property transfers, mutation entry dates, and approving authorities.

  • Other Legal Details: Inheritance or succession entries, lease or tenancy details, and land acquisition or reservation status.

  • Remarks Section: Observations by land revenue or municipal officials, including any irregularities or pending actions.


Why is a Property Card Important?

Obtaining a property card is essential for several reasons:

  • Proof of Ownership: It serves as legal evidence of property ownership, crucial during sales, purchases, or legal disputes.

  • Prevents Fraud: By detailing ownership and transaction history, it helps prevent fraudulent activities and illegal encroachments.

  • Facilitates Transactions: Essential for property-related transactions like buying, selling, or applying for loans.

  • Transparency: Provides a clear record of property details, ensuring transparency in dealings.


How to Obtain a Property Card

Online Method:

  1. Visit State Land Revenue Portal: Access the official land records website of your respective state.

  3. Enter Property Details: Input necessary information like district, taluka, village/city, and CTS or survey number.

  4. Verify Information: Check the displayed property details for accuracy.

  5. Submit Request: If details are correct, submit the request.

  6. Download Property Card: Many portals allow downloading a digital copy or applying for a certified physical copy.


Offline Method:

  1. Visit Local Revenue Office: Go to the city survey office or local revenue office.

  2. Provide Necessary Documents: Submit property documents and valid identification.

  3. Application Processing: The officials will process your application and issue the property card.



States Maintaining Property Cards

Property cards are maintained in several Indian states, including:

  • Maharashtra: Managed by the City Survey Office for urban areas.

  • Karnataka: Known as RTC (Record of Rights).

  • Gujarat: Referred to as VF-7 or 7/12 Extract.

  • Delhi: Records available through the DDA or Land Revenue Department.


Conclusion

A property card is an indispensable document for property owners and buyers, ensuring legal ownership, preventing fraud, and facilitating smooth transactions. With the digitization of land records, obtaining a property card has become more accessible, promoting transparency and security in real estate dealings.