Property Cards in India!!

"Property Cards in India: What They Are and Why You Absolutely Need One"

A property card, also known as a land ownership certificate, is a crucial legal document that establishes ownership and provides comprehensive details about a property. In India, these cards are issued by the Land Revenue Department of respective states and are instrumental in ensuring transparency and security in property transactions.

What is a Property Card?

A property card is an official document that records vital information about a property, including:

• Owner’s Information: Names of all property owners, their relations (father’s/husband’s name), and type of ownership.

• Property Identification Details: City survey number (CTS number), plot or house number, ward or zone number, and location.

• Land and Property Description: Total area, built-up area, type of land use, and survey boundaries or map sketch.

• Ownership History: Details of previous owners, transfer records, date of last mutation, and sale deed references.

• Encumbrance & Charges: Information on mortgages, loans, legal disputes, or government acquisition notifications.

• Taxes & Dues: Property tax assessment numbers, pending dues, and latest tax payment references.

• Zoning or Land Use Permissions: Zoning classifications, land use changes, and building permissions.

• Mutation & Transactions Records: Details of property transfers, mutation entry dates, and approving authorities.

• Other Legal Details: Inheritance or succession entries, lease or tenancy details, and land acquisition or reservation status.

• Remarks Section: Observations by land revenue or municipal officials, including any irregularities or pending actions.

Why is a Property Card Important?

Obtaining a property card is essential for several reasons:

• Proof of Ownership: It serves as legal evidence of property ownership, crucial during sales, purchases, or legal disputes.

• Prevents Fraud: By detailing ownership and transaction history, it helps prevent fraudulent activities and illegal encroachments.

• Facilitates Transactions: Essential for property-related transactions like buying, selling, or applying for loans.

• Transparency: Provides a clear record of property details, ensuring transparency in dealings.

How to Obtain a Property Card

Online Method:

1. Visit State Land Revenue Portal: Access the official land records website of your respective state.

3. Enter Property Details: Input necessary information like district, taluka, village/city, and CTS or survey number.

4. Verify Information: Check the displayed property details for accuracy.

5. Submit Request: If details are correct, submit the request.

6. Download Property Card: Many portals allow downloading a digital copy or applying for a certified physical copy.

Offline Method:

1. Visit Local Revenue Office: Go to the city survey office or local revenue office.

2. Provide Necessary Documents: Submit property documents and valid identification.

3. Application Processing: The officials will process your application and issue the property card.

States Maintaining Property Cards

Property cards are maintained in several Indian states, including:

• Maharashtra: Managed by the City Survey Office for urban areas.

• Karnataka: Known as RTC (Record of Rights).

• Gujarat: Referred to as VF-7 or 7/12 Extract.

• Delhi: Records available through the DDA or Land Revenue Department.

Conclusion

A property card is an indispensable document for property owners and buyers, ensuring legal ownership, preventing fraud, and facilitating smooth transactions. With the digitization of land records, obtaining a property card has become more accessible, promoting transparency and security in real estate dealings.